Capital to grow your contracting business.

Working capital, equipment finance, term loans and SBA options — one application, real offers from multiple lenders, and no impact to your credit to explore.

Explore my options Soft pull. No impact to your credit.

How it works.

One streamlined application surfaces real offers from real lenders — without the credit drag.

No credit impact

Explore your financing options through a soft pull that does not affect your personal or business credit score.

Quick & simple application

Complete one streamlined application to see offers from multiple lenders, matched to your business profile.

Fast funding

Pick the offer that fits and receive capital in as little as 24 hours after approval.

Simple steps, big impact.

Our streamlined process gets you funded fast — with complete transparency at every step.

  1. 1

    Apply

    One simple application. No fee, no obligation, no credit impact.

  2. 2

    Decision

    We process your financial data in milliseconds for instant, accurate approval decisions.

  3. 3

    Compare lenders

    Review matched offers — amounts, APR, term and payment frequency — side by side.

  4. 4

    Fund

    Get capital in as little as 24 hours, deposited straight into your business account.

  5. 5

    Grow

    Take on bigger jobs, buy the equipment, and hire the crew to finish them.

Express Financing Solutions business application with matched lender and product offers

Why contractors choose Express Financing.

Funding decisions that keep up with your job schedule.

Built for contractors

We understand seasonal cash flow, draw schedules and equipment cycles — and we underwrite with them in mind.

Quick approval

Approval in as little as 24 hours, so a signed job never waits on a lender.

Flexible terms

Shape the payment plan around your cash flow, your season and your growth plan.

Fund your next job in as little as 24 hours.

Complete one application, compare your matched offers, and pick the capital that fits the work ahead.

  • $25K – $5MFunding range
  • 24 hrsTime to funding
  • 0 impactTo your credit to explore