Your next home project, funded fast.

Check your rate for roofing, HVAC, windows, kitchens, bathrooms, pools, solar and more — in minutes, with no impact to your credit score.

Check your rate Soft pull. No impact to your credit score.

How it works.

One short application surfaces real offers from our lending partners — without the credit drag.

No credit impact

Explore your options through a soft credit pull. Checking your rate never affects your credit score.

One short application

Tell us about your project and yourself once — we match you against every partner at the same time.

Payments you choose

Pick the term and the monthly payment that fit your budget, then get funds where you need them.

Simple steps, big impact.

From checking your rate to paying your contractor, the whole process is built to move fast.

  1. 1

    Apply

    One short application. No fee, no obligation, no credit impact.

  2. 2

    Get matched

    We check your profile against our lending partners in seconds.

  3. 3

    Compare offers

    Review real rates, terms and monthly payments side by side.

  4. 4

    Get funded

    Accept the offer that fits and receive funds in as little as 24 hours.

  5. 5

    Start your project

    Pay your contractor and get the work under way.

Express Financing Solutions personal loan application with matched lender offers

Why homeowners choose Express Financing.

Home improvement is all we do — so the financing is built around the project, not the other way round.

Rates that fit the budget

Competitive fixed rates and terms up to 144 months, so the monthly payment works for your household.

Any project, one place

Roofing, windows, HVAC, basements, bathrooms, pools, solar, sheds and ADUs — all financed the same simple way.

A team that answers

Talk to a real financing specialist at 1-800-582-2109 any time you want a second opinion.

See your rate in under five minutes.

No fee, no obligation, and no impact to your credit score to find out what you qualify for.

  • Up to $100KLoan amounts
  • 24 hrsTime to funding
  • 0 impactTo your credit score